diff --git a/src/pages/accounting/AccountingBankingPage.tsx b/src/pages/accounting/AccountingBankingPage.tsx
index 57ac34c..7cfa733 100644
--- a/src/pages/accounting/AccountingBankingPage.tsx
+++ b/src/pages/accounting/AccountingBankingPage.tsx
@@ -376,6 +376,8 @@ export default function AccountingBankingPage() {
   }) => {
     const cs = checkSettings as any;
     const bankAccount = (bankAccounts as any[]).find((a) => a.id === bankAccountId);
+    // Return address = association name + mailing/office address from General Settings.
+    const { data: companyInfo } = await accounting.from("companies").select("name, address").eq("id", cid).maybeSingle();
 
     await accounting.from("checks").insert({
       company_id: cid,
@@ -397,8 +399,8 @@ export default function AccountingBankingPage() {
     }
 
     const dataUrl = generateCheckPDF([{
-      companyName: associationName ?? "Association",
-      companyAddress: undefined,
+      companyName: (companyInfo as any)?.name ?? associationName ?? "Association",
+      companyAddress: (companyInfo as any)?.address ?? undefined,
       bankName: cs?.bank_name ?? bankAccount?.name ?? undefined,
       bankAddress: cs?.bank_address ?? undefined,
       routingNumber: cs?.routing_number ?? undefined,
diff --git a/src/pages/accounting/AccountingBillsPage.tsx b/src/pages/accounting/AccountingBillsPage.tsx
index aa3439a..936037e 100644
--- a/src/pages/accounting/AccountingBillsPage.tsx
+++ b/src/pages/accounting/AccountingBillsPage.tsx
@@ -360,9 +360,11 @@ export default function AccountingBillsPage() {
       .from("company_check_layouts")
       .select("payer_name, payer_address, show_payer_block")
       .maybeSingle();
-    const payerName = (layout?.payer_name || "").trim();
+    // Fall back to the association's General Settings name/address (accounting.companies).
+    const { data: companyInfo } = await accounting.from("companies").select("name, address").eq("id", cid).maybeSingle();
+    const payerName = (layout?.payer_name || "").trim() || ((companyInfo as any)?.name ?? "");
     const showPayer = layout?.show_payer_block !== false;
-    const returnAddress = showPayer ? (layout?.payer_address || undefined) : undefined;
+    const returnAddress = showPayer ? (layout?.payer_address || (companyInfo as any)?.address || undefined) : undefined;
 
     const dataUrl = generateCheckPDF(
       [{