Bill-payment checks: per-element positioning + visibility

The bill-payment check generator (checkPdf.ts) now supports per-field
position offsets (X/Y inches) and show/hide for every element — check
number, return address, bank block, date, pay-to, amounts, payee address,
memo, signature, and MICR — layered on the existing layout (defaults render
identically). Edited in Settings → Check Setup ("Element positions").
Stored in accounting.check_settings.field_positions (jsonb). Also replaced a
"→" with ">" in the MICR placeholder to avoid the UTF-16 spacing artifact.

Migration applied: check_settings.field_positions.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

src/pages/accounting/AccountingBillsPage.tsx

@@ -368,6 +368,7 @@ export default function AccountingBillsPage() {
         micrOffsetY: (cs as any)?.micr_offset_y ?? 0,
         micrGap1: (cs as any)?.micr_gap_1 ?? 1,
         micrGap2: (cs as any)?.micr_gap_2 ?? 1,
+        fieldPositions: (cs as any)?.field_positions ?? {},
       }
     );
     const w = window.open("");

src/pages/accounting/AccountingCheckSetupPage.tsx

@@ -11,7 +11,7 @@ import { Select, SelectContent, SelectItem, SelectTrigger, SelectValue } from "@
 import { Switch } from "@/components/ui/switch";
 import { Upload, X, Eye, Printer, Save, Info, Loader2 } from "lucide-react";
 import { toast } from "sonner";
-import { generateCheckPDF, generateTestAlignmentPDF } from "./lib/checkPdf";
+import { generateCheckPDF, generateTestAlignmentPDF, CHECK_FIELD_KEYS, CHECK_FIELD_LABELS } from "./lib/checkPdf";
 
 export default function AccountingCheckSetupPage() {
   const { companyId, loading: companyLoading, error: companyError, associationId } = useCompanyId();
@@ -37,6 +37,7 @@ export default function AccountingCheckSetupPage() {
   const [micrOffsetY, setMicrOffsetY] = useState(0);
   const [micrGap1, setMicrGap1] = useState(1);
   const [micrGap2, setMicrGap2] = useState(1);
+  const [fieldPositions, setFieldPositions] = useState({});
 
   const { data: settings } = useQuery({
     queryKey: ["check-settings", cid],
@@ -71,6 +72,7 @@ export default function AccountingCheckSetupPage() {
     setMicrOffsetY(Number(s.micr_offset_y ?? 0));
     setMicrGap1(Number(s.micr_gap_1 ?? 1));
     setMicrGap2(Number(s.micr_gap_2 ?? 1));
+    setFieldPositions(s.field_positions ?? {});
   }, [settings]);
 
   const routingValid = /^\d{9}$/.test(routingNumber.replace(/\D/g, ""));
@@ -96,6 +98,7 @@ export default function AccountingCheckSetupPage() {
       micr_offset_y: micrOffsetY,
       micr_gap_1: micrGap1,
       micr_gap_2: micrGap2,
+      field_positions: fieldPositions,
     }, { onConflict: "company_id" });
     setSaving(false);
     if (error) return toast.error(error.message);
@@ -136,7 +139,7 @@ export default function AccountingCheckSetupPage() {
       style: defaultStyle as any,
       position: defaultPosition as any,
       fontSize: fontSize as any,
-      offsetX, offsetY, micrOffsetY, micrGap1, micrGap2,
+      offsetX, offsetY, micrOffsetY, micrGap1, micrGap2, fieldPositions,
     });
     const w = window.open("");
     if (w) w.document.write(`<iframe src="${dataUrl}" style="border:0;width:100%;height:100vh"></iframe>`);
@@ -147,12 +150,17 @@ export default function AccountingCheckSetupPage() {
       style: defaultStyle as any,
       position: defaultPosition as any,
       fontSize: fontSize as any,
-      offsetX, offsetY, micrOffsetY, micrGap1, micrGap2,
+      offsetX, offsetY, micrOffsetY, micrGap1, micrGap2, fieldPositions,
     });
     const w = window.open("");
     if (w) w.document.write(`<iframe src="${dataUrl}" style="border:0;width:100%;height:100vh" onload="this.contentWindow.print()"></iframe>`);
   };
 
+  const updateFieldPos = (key, patch) =>
+    setFieldPositions((prev) => ({ ...prev, [key]: { ...(prev[key] || {}), ...patch } }));
+  const resetFieldPos = (key) =>
+    setFieldPositions((prev) => { const n = { ...prev }; delete n[key]; return n; });
+
   if (!associationId) return <p className="text-sm text-muted-foreground">Select an association.</p>;
   if (companyLoading) return <div className="flex justify-center py-12"><Loader2 className="h-6 w-6 animate-spin text-muted-foreground" /></div>;
   if (companyError || !companyId) return <p className="text-sm text-muted-foreground text-center py-12">{companyError || "Accounting setup is not ready."}</p>;
@@ -358,6 +366,40 @@ export default function AccountingCheckSetupPage() {
                 <GapControl label="Routing → Account" value={micrGap2} onChange={setMicrGap2} />
               </div>
             </div>
+
+            <div className="border-t pt-3">
+              <p className="text-sm font-medium">Element positions <span className="text-xs font-normal text-muted-foreground">(nudge any element; inches, +right / +down)</span></p>
+              <div className="mt-2 grid grid-cols-12 gap-2 text-xs font-semibold text-muted-foreground px-1">
+                <div className="col-span-5">Element</div>
+                <div className="col-span-2 text-center">Show</div>
+                <div className="col-span-2">X</div>
+                <div className="col-span-2">Y</div>
+                <div className="col-span-1" />
+              </div>
+              {CHECK_FIELD_KEYS.map((key) => {
+                const fp = fieldPositions[key] || {};
+                return (
+                  <div key={key} className="grid grid-cols-12 gap-2 items-center px-1 py-1 rounded hover:bg-background">
+                    <div className="col-span-5 text-sm">{CHECK_FIELD_LABELS[key]}</div>
+                    <div className="col-span-2 flex justify-center">
+                      <Switch checked={fp.hidden !== true} onCheckedChange={(v) => updateFieldPos(key, { hidden: !v })} />
+                    </div>
+                    <div className="col-span-2">
+                      <Input type="number" step="0.05" className="h-7 text-xs font-mono" value={fp.dx ?? 0}
+                        onChange={(e) => updateFieldPos(key, { dx: parseFloat(e.target.value) || 0 })} />
+                    </div>
+                    <div className="col-span-2">
+                      <Input type="number" step="0.05" className="h-7 text-xs font-mono" value={fp.dy ?? 0}
+                        onChange={(e) => updateFieldPos(key, { dy: parseFloat(e.target.value) || 0 })} />
+                    </div>
+                    <div className="col-span-1 text-right">
+                      <button type="button" onClick={() => resetFieldPos(key)} title="Reset"
+                        className="text-xs text-muted-foreground hover:text-foreground">↺</button>
+                    </div>
+                  </div>
+                );
+              })}
+            </div>
           </div>
 
           <div className="flex gap-2 flex-wrap">

src/pages/accounting/lib/checkPdf.ts

@@ -55,6 +55,28 @@ export type CheckPrintOptions = {
   micrGap1?: number;
   /** Spaces between MICR routing and account segments (default 1) */
   micrGap2?: number;
+  /** Per-field position offsets (inches) + visibility, keyed by field. */
+  fieldPositions?: Record<string, { dx?: number; dy?: number; hidden?: boolean }>;
+};
+
+/** Field keys for per-element check positioning (bill-payment check face). */
+export const CHECK_FIELD_KEYS = [
+  "check_number", "company", "bank", "date", "pay_to",
+  "amount_box", "amount_words", "address_block", "memo", "signature", "micr",
+] as const;
+
+export const CHECK_FIELD_LABELS: Record<string, string> = {
+  check_number: "Check Number",
+  company: "Company / Return Address",
+  bank: "Bank Name & Address",
+  date: "Date",
+  pay_to: "Pay to the Order Of",
+  amount_box: "Numeric Amount ($)",
+  amount_words: "Written Amount",
+  address_block: "Payee Address Block",
+  memo: "Memo",
+  signature: "Signature Line & Label",
+  micr: "MICR Line",
 };
 
 // ── Constants ────────────────────────────────────────────────────────────────
@@ -110,10 +132,26 @@ function hline(doc: jsPDF, x1: number, y: number, x2: number, w = 0.006, gray =
 
 // ── Check face ───────────────────────────────────────────────────────────────
 
-function drawCheck(doc: jsPDF, originY: number, c: CheckData, ox = 0, micrOy = 0, micrGap1 = 1, micrGap2 = 1) {
+function drawCheck(
+  doc: jsPDF,
+  originY: number,
+  c: CheckData,
+  ox = 0,
+  micrOy = 0,
+  micrGap1 = 1,
+  micrGap2 = 1,
+  fields: Record<string, { dx?: number; dy?: number; hidden?: boolean }> = {}
+) {
   const y = (dy: number) => originY + dy;
   const x = (dx: number) => dx + ox; // Apply global X offset to every horizontal coordinate
 
+  // Per-field positioning: each labeled element can be nudged (dx/dy in inches)
+  // or hidden. Layered on top of the default layout, so {} renders identically.
+  const F = (k: string): { dx?: number; dy?: number; hidden?: boolean } => (fields && fields[k]) || {};
+  const hid = (k: string) => F(k).hidden === true;
+  const ax = (k: string) => Number(F(k).dx) || 0;
+  const ay = (k: string) => Number(F(k).dy) || 0;
+
   // VOID watermark
   if (c.voided) {
     doc.saveGraphicsState();
@@ -125,175 +163,199 @@ function drawCheck(doc: jsPDF, originY: number, c: CheckData, ox = 0, micrOy = 0
     doc.setTextColor(0);
   }
 
-  // ── Top row ──────────────────────────────────────────────────────────────
+  // ── Check number (top-right) ──
-  doc.setFont("helvetica", "bold");
+  if (!hid("check_number")) {
-  doc.setFontSize(12);
+    doc.setFont("helvetica", "bold");
-  doc.setTextColor(0);
+    doc.setFontSize(12);
-  doc.text(String(c.checkNumber), x(RIGHT), y(0.18), { align: "right" });
+    doc.setTextColor(0);
+    doc.text(String(c.checkNumber), x(RIGHT + ax("check_number")), y(0.18 + ay("check_number")), { align: "right" });
+  }
 
-  doc.setFont("helvetica", "bold");
+  // ── Company / return address ──
-  doc.setFontSize(8.5);
+  if (!hid("company")) {
-  doc.text(c.companyName, x(ML), y(0.18));
+    const dx = ax("company"), dy = ay("company");
-
+    doc.setFont("helvetica", "bold");
-  doc.setFont("helvetica", "normal");
+    doc.setFontSize(8.5);
-  doc.setFontSize(7.5);
+    doc.setTextColor(0);
-  const companyAddrLines = (c.companyAddress ?? "").split(/\n/).filter(Boolean);
+    doc.text(c.companyName, x(ML + dx), y(0.18 + dy));
-  companyAddrLines.slice(0, 4).forEach((line, i) => {
+    doc.setFont("helvetica", "normal");
-    doc.text(line, x(ML), y(0.32 + i * 0.135));
+    doc.setFontSize(7.5);
-  });
+    const companyAddrLines = (c.companyAddress ?? "").split(/\n/).filter(Boolean);
+    companyAddrLines.slice(0, 4).forEach((line, i) => {
+      doc.text(line, x(ML + dx), y(0.32 + i * 0.135 + dy));
+    });
+  }
 
+  // ── Bank name / address ──
   const bankX = ML + CW * 0.52;
-  doc.setFont("helvetica", "bold");
+  if (!hid("bank")) {
-  doc.setFontSize(9);
+    const dx = ax("bank"), dy = ay("bank");
-  doc.text(c.bankName ?? "", x(bankX), y(0.18));
+    doc.setFont("helvetica", "bold");
-  doc.setFont("helvetica", "normal");
+    doc.setFontSize(9);
-  doc.setFontSize(7.5);
+    doc.setTextColor(0);
-  if (c.bankAddress) doc.text(c.bankAddress, x(bankX), y(0.32));
+    doc.text(c.bankName ?? "", x(bankX + dx), y(0.18 + dy));
+    doc.setFont("helvetica", "normal");
+    doc.setFontSize(7.5);
+    if (c.bankAddress) doc.text(c.bankAddress, x(bankX + dx), y(0.32 + dy));
+  }
 
-  // ── Date line ────────────────────────────────────────────────────────────
+  // ── Date + date line ──
-  const dateLineY = y(0.78);
+  if (!hid("date")) {
-  doc.setFont("helvetica", "normal");
+    const dx = ax("date");
-  doc.setFontSize(9);
+    const dateLineY = y(0.78 + ay("date"));
-  doc.text(c.date, x(RIGHT), dateLineY - 0.04, { align: "right" });
+    doc.setFont("helvetica", "normal");
-  hline(doc, x(ML + CW * 0.62), dateLineY, x(RIGHT));
+    doc.setFontSize(9);
+    doc.setTextColor(0);
+    doc.text(c.date, x(RIGHT + dx), dateLineY - 0.04, { align: "right" });
+    hline(doc, x(ML + CW * 0.62 + dx), dateLineY, x(RIGHT + dx));
+  }
 
-  // ── Pay to the order of ──────────────────────────────────────────────────
+  // ── Pay to the order of ──
-  const payY   = y(1.10);
   const payeeX = ML + 0.78;
+  if (!hid("pay_to")) {
+    const dx = ax("pay_to");
+    const payY = y(1.10 + ay("pay_to"));
+    doc.setFont("helvetica", "normal");
+    doc.setFontSize(7);
+    doc.setTextColor(0);
+    doc.text("PAY TO THE", x(ML + dx), payY - 0.10);
+    doc.text("ORDER OF",   x(ML + dx), payY + 0.03);
+    doc.setFont("helvetica", "bold");
+    doc.setFontSize(10);
+    doc.text(c.payee, x(payeeX + dx), payY);
+    hline(doc, x(payeeX - 0.02 + dx), payY + 0.06, x(RIGHT - 1.55 + dx));
+  }
 
-  doc.setFont("helvetica", "normal");
+  // ── Numeric amount box ──
-  doc.setFontSize(7);
+  if (!hid("amount_box")) {
-  doc.text("PAY TO THE", x(ML), payY - 0.10);
+    const dx = ax("amount_box");
-  doc.text("ORDER OF",   x(ML), payY + 0.03);
+    const amtY = y(1.10 + ay("amount_box"));
+    doc.setFont("helvetica", "bold");
+    doc.setFontSize(11);
+    doc.setTextColor(0);
+    doc.text(`$${c.amount.toFixed(2)}`, x(RIGHT - 0.08 + dx), amtY, { align: "right" });
+    doc.setFont("helvetica", "normal");
+    doc.setFontSize(7.5);
+    doc.setTextColor(80);
+    doc.text("DOLLARS", x(RIGHT - 0.08 + dx), amtY + 0.17, { align: "right" });
+    doc.setTextColor(0);
+  }
 
-  doc.setFont("helvetica", "bold");
+  // ── Written amount ──
-  doc.setFontSize(10);
+  if (!hid("amount_words")) {
-  doc.text(c.payee, x(payeeX), payY);
+    const dx = ax("amount_words");
-  hline(doc, x(payeeX - 0.02), payY + 0.06, x(RIGHT - 1.55));
+    const writtenY = y(1.40 + ay("amount_words"));
+    const amountWords = numberToWords(c.amount).toUpperCase();
+    doc.setFont("helvetica", "normal");
+    doc.setFontSize(8.5);
+    doc.setTextColor(0);
+    const wordsW = doc.getTextWidth(amountWords);
+    const starW = doc.getTextWidth("*");
+    const starsTotal = Math.max(0, Math.floor((CW * 0.90 - wordsW) / starW) - 2);
+    const leftStars = Math.max(4, Math.floor(starsTotal * 0.18));
+    const rightStars = Math.max(0, starsTotal - leftStars);
+    doc.text("*".repeat(leftStars) + " " + amountWords + " " + "*".repeat(rightStars),
+      x(ML + dx), writtenY, { maxWidth: CW });
+    hline(doc, x(ML + dx), writtenY + 0.06, x(RIGHT + dx), 0.008, 0);
+  }
 
-  // Amount box
+  // ── Envelope address block ──
-  doc.setFont("helvetica", "bold");
-  doc.setFontSize(11);
-  doc.text(`$${c.amount.toFixed(2)}`, x(RIGHT - 0.08), payY, { align: "right" });
-  doc.setFont("helvetica", "normal");
-  doc.setFontSize(7.5);
-  doc.setTextColor(80);
-  doc.text("DOLLARS", x(RIGHT - 0.08), payY + 0.17, { align: "right" });
-  doc.setTextColor(0);
-
-  // ── Written amount — with more breathing room after the pay-to line ────────
-  // numberToWords() already ends with "Dollars" — no suffix needed
-  const writtenY  = payY + 0.30;   // extra gap below pay-to line
-  const amountWords = numberToWords(c.amount).toUpperCase();
-  doc.setFont("helvetica", "normal");
-  doc.setFontSize(8.5);
-  const wordsW    = doc.getTextWidth(amountWords);
-  const starW     = doc.getTextWidth("*");
-  const starsTotal = Math.max(0, Math.floor((CW * 0.90 - wordsW) / starW) - 2);
-  const leftStars  = Math.max(4, Math.floor(starsTotal * 0.18));
-  const rightStars = Math.max(0, starsTotal - leftStars);
-  doc.text("*".repeat(leftStars) + " " + amountWords + " " + "*".repeat(rightStars),
-    x(ML), writtenY, { maxWidth: CW });
-  // Underline the written amount
-  hline(doc, x(ML), writtenY + 0.06, x(RIGHT), 0.008, 0);
-
-  // ── Envelope address block — more space below written amount ─────────────
-  // Layout: payee name (bold) on left  |  "Authorized Signer" on right (same Y)
-  //         address line 1 (indented)
-  //         address line 2 (indented)
   const addrLines = c.payeeAddress
     ? c.payeeAddress.split(/\n/).map(s => s.trim()).filter(Boolean)
     : [];
-  const addrBlockY  = writtenY + 0.28;   // extra gap below written amount
   const addrIndentX = ML + 0.35;
-
+  if (!hid("address_block")) {
-  // Payee name bold (envelope window — first line)
+    const dx = ax("address_block");
-  doc.setFont("helvetica", "bold");
+    const addrBlockY = y(1.68 + ay("address_block"));
-  doc.setFontSize(9);
+    doc.setFont("helvetica", "bold");
-  doc.text(c.payee, x(addrIndentX), addrBlockY);
+    doc.setFontSize(9);
-
-  // "Authorized Signer" on the RIGHT, same Y as payee name
-  doc.setFont("helvetica", "normal");
-  doc.setFontSize(7.5);
-  doc.setTextColor(80);
-  doc.text("Authorized Signer", x(RIGHT), addrBlockY, { align: "right" });
-  doc.setTextColor(0);
-
-  // Address lines below, slightly indented
-  if (addrLines.length > 0) {
-    doc.setFont("helvetica", "normal");
-    doc.setFontSize(8.5);
-    doc.setTextColor(30);
-    addrLines.slice(0, 3).forEach((line, i) => {
-      doc.text(line, x(addrIndentX + 0.05), addrBlockY + 0.155 + i * 0.145);
-    });
     doc.setTextColor(0);
-  }
+    doc.text(c.payee, x(addrIndentX + dx), addrBlockY);
-
+    doc.setFont("helvetica", "normal");
-  // ── Memo / Authorized Signature line — no grey divider, just space ────────
-  const addrEndY    = addrBlockY + 0.155 + Math.max(addrLines.length, 0) * 0.145;
-  const bottomLineY = addrEndY + 0.30;   // generous gap, no grey line between
-  const sigLabelX   = PW / 2 + 0.2;
-
-  // Memo (left side)
-  doc.setFont("helvetica", "normal");
-  doc.setFontSize(8);
-  doc.setTextColor(0);
-  doc.text("MEMO", x(ML), bottomLineY);
-  hline(doc, x(ML + 0.5), bottomLineY, x(ML + 2.8));
-  if (c.memo) {
     doc.setFontSize(7.5);
-    doc.text(c.memo, x(ML + 0.55), bottomLineY - 0.04);
+    doc.setTextColor(80);
-  }
+    doc.text("Authorized Signer", x(RIGHT + dx), addrBlockY, { align: "right" });
-
-  // "AUTHORIZED SIGNATURE" label centered above the right-side line
-  doc.setFontSize(7);
-  doc.setTextColor(80);
-  const sigCenterX = sigLabelX + (RIGHT - sigLabelX) / 2;
-  doc.text("AUTHORIZED SIGNATURE", x(sigCenterX), bottomLineY - 0.36, { align: "center" });
-  doc.setTextColor(0);
-
-  // Signature image — natural aspect ratio, bottom edge sits ON the line
-  if (c.printSignature && c.signatureDataUrl) {
-    try {
-      const props = doc.getImageProperties(c.signatureDataUrl);
-      const maxW  = RIGHT - sigLabelX - 0.1;
-      const maxH  = 0.42;
-      const ratio = props.width / props.height;
-      let sigW = maxW;
-      let sigH = sigW / ratio;
-      if (sigH > maxH) { sigH = maxH; sigW = sigH * ratio; }
-      const sigX = x(sigCenterX - sigW / 2);
-      const sigY = bottomLineY - sigH;
-      doc.addImage(c.signatureDataUrl, "PNG", sigX, sigY, sigW, sigH);
-    } catch { /* silent */ }
-  }
-
-  // Signature LINE
-  hline(doc, x(sigLabelX), bottomLineY, x(RIGHT));
-
-  // ── MICR line (X offset + separate MICR Y fine-tune) ─────────────────────
-  const micrY = y(CHECK_H - 0.22) + micrOy;
-  const micr = buildMicr(
-    (c.routingNumber ?? "").replace(/\D/g, ""),
-    (c.accountNumber ?? "").replace(/\D/g, ""),
-    c.checkNumber,
-    micrGap1,
-    micrGap2
-  );
-
-  if (micr) {
-    ensureMicrFont(doc);
-    doc.setFontSize(11);
     doc.setTextColor(0);
-    doc.text(micr, x(PW / 2), micrY, { align: "center" });
+    if (addrLines.length > 0) {
+      doc.setFont("helvetica", "normal");
+      doc.setFontSize(8.5);
+      doc.setTextColor(30);
+      addrLines.slice(0, 3).forEach((line, i) => {
+        doc.text(line, x(addrIndentX + 0.05 + dx), addrBlockY + 0.155 + i * 0.145);
+      });
+      doc.setTextColor(0);
+    }
+  }
+
+  // ── Memo + signature (flow below the address block) ──
+  const addrEndDy = 1.68 + 0.155 + Math.max(addrLines.length, 0) * 0.145;
+  const bottomDy = addrEndDy + 0.30;
+  const sigLabelX = PW / 2 + 0.2;
+  const sigCenterX = sigLabelX + (RIGHT - sigLabelX) / 2;
+
+  if (!hid("memo")) {
+    const dx = ax("memo");
+    const bottomLineY = y(bottomDy + ay("memo"));
     doc.setFont("helvetica", "normal");
-  } else {
+    doc.setFontSize(8);
+    doc.setTextColor(0);
+    doc.text("MEMO", x(ML + dx), bottomLineY);
+    hline(doc, x(ML + 0.5 + dx), bottomLineY, x(ML + 2.8 + dx));
+    if (c.memo) {
+      doc.setFontSize(7.5);
+      doc.text(c.memo, x(ML + 0.55 + dx), bottomLineY - 0.04);
+    }
+  }
+
+  if (!hid("signature")) {
+    const dx = ax("signature");
+    const bottomLineY = y(bottomDy + ay("signature"));
     doc.setFont("helvetica", "normal");
     doc.setFontSize(7);
-    doc.setTextColor(160);
+    doc.setTextColor(80);
-    doc.text("[ Configure routing & account numbers in Settings → Check Setup ]", x(PW / 2), micrY, { align: "center" });
+    doc.text("AUTHORIZED SIGNATURE", x(sigCenterX + dx), bottomLineY - 0.36, { align: "center" });
     doc.setTextColor(0);
+    if (c.printSignature && c.signatureDataUrl) {
+      try {
+        const props = doc.getImageProperties(c.signatureDataUrl);
+        const maxW = RIGHT - sigLabelX - 0.1;
+        const maxH = 0.42;
+        const ratio = props.width / props.height;
+        let sigW = maxW;
+        let sigH = sigW / ratio;
+        if (sigH > maxH) { sigH = maxH; sigW = sigH * ratio; }
+        const sigX = x(sigCenterX + dx - sigW / 2);
+        const sigY = bottomLineY - sigH;
+        doc.addImage(c.signatureDataUrl, "PNG", sigX, sigY, sigW, sigH);
+      } catch { /* silent */ }
+    }
+    hline(doc, x(sigLabelX + dx), bottomLineY, x(RIGHT + dx));
+  }
+
+  // ── MICR line (X offset + separate MICR Y fine-tune) ──
+  if (!hid("micr")) {
+    const dx = ax("micr");
+    const micrY = y(CHECK_H - 0.22 + ay("micr")) + micrOy;
+    const micr = buildMicr(
+      (c.routingNumber ?? "").replace(/\D/g, ""),
+      (c.accountNumber ?? "").replace(/\D/g, ""),
+      c.checkNumber,
+      micrGap1,
+      micrGap2
+    );
+    if (micr) {
+      ensureMicrFont(doc);
+      doc.setFontSize(11);
+      doc.setTextColor(0);
+      doc.text(micr, x(PW / 2 + dx), micrY, { align: "center" });
+      doc.setFont("helvetica", "normal");
+    } else {
+      doc.setFont("helvetica", "normal");
+      doc.setFontSize(7);
+      doc.setTextColor(160);
+      doc.text("[ Configure routing & account numbers in Settings > Check Setup ]", x(PW / 2 + dx), micrY, { align: "center" });
+      doc.setTextColor(0);
+    }
   }
 }
 
@@ -362,19 +424,20 @@ export function generateCheckPDF(checks: CheckData[], opts: CheckPrintOptions):
   const micrOy = opts.micrOffsetY ?? 0;
   const g1 = opts.micrGap1 ?? 1;
   const g2 = opts.micrGap2 ?? 1;
+  const fp = opts.fieldPositions || {};
 
   checks.forEach((c, idx) => {
     if (idx > 0) doc.addPage();
 
     if (opts.style === "voucher") {
-      drawCheck(doc, 0 + oy, c, ox, micrOy, g1, g2);
+      drawCheck(doc, 0 + oy, c, ox, micrOy, g1, g2, fp);
       drawStub(doc, SECTION_H + oy, c, ox);
       drawStub(doc, SECTION_H * 2 + oy, c, ox);
     } else {
       let posY = 0;
       if (opts.position === "middle") posY = PH / 2 - CHECK_H / 2;
       if (opts.position === "bottom") posY = PH - CHECK_H;
-      drawCheck(doc, posY + oy, c, ox, micrOy, g1, g2);
+      drawCheck(doc, posY + oy, c, ox, micrOy, g1, g2, fp);
     }
   });