diff --git a/src/pages/accounting/AccountingReconcileDetailPage.tsx b/src/pages/accounting/AccountingReconcileDetailPage.tsx
index 2fa9099..1379b9c 100644
--- a/src/pages/accounting/AccountingReconcileDetailPage.tsx
+++ b/src/pages/accounting/AccountingReconcileDetailPage.tsx
@@ -609,16 +609,35 @@ export default function AccountingReconcileDetailPage() {
                         </TableCell>
                         <TableCell className="text-right">
                           <Button size="sm" variant="ghost" onClick={async () => {
-                            const { data: rows } = await accounting
+                            const mapRow = (r: any) => ({ name: r.description ?? "", date: r.date, number: r.reference ?? "", memo: "", amount: Number(r.amount) });
+                            // Items cleared IN this reconciliation
+                            const { data: clearedRows } = await accounting
                               .from("transactions")
                               .select("date,description,reference,amount,type")
                               .eq("reconciliation_id", h.id);
-                            const mapRow = (r: any) => ({ name: r.description ?? "", date: r.date, number: r.reference ?? "", memo: "", amount: Number(r.amount) });
-                            const clearedDeposits = (rows ?? []).filter((r: any) => r.type === "credit").map(mapRow);
-                            const clearedWithdrawals = (rows ?? []).filter((r: any) => r.type === "debit").map(mapRow);
+                            // Outstanding AS OF this statement: dated on/before the
+                            // statement date and not cleared in this or any earlier
+                            // reconciliation — i.e. still uncleared, or cleared only
+                            // in a LATER statement period. (Excludes voided.)
+                            const laterReconIds = (history as any[])
+                              .filter((r: any) => r.id !== h.id && String(r.statement_end_date) > String(h.statement_end_date))
+                              .map((r: any) => r.id);
+                            const { data: priorRows } = await accounting
+                              .from("transactions")
+                              .select("date,description,reference,amount,type,reconciliation_id,voided")
+                              .eq("account_id", accountId)
+                              .lte("date", h.statement_end_date);
+                            const outstanding = (priorRows ?? []).filter((r: any) =>
+                              !r.voided && r.reconciliation_id !== h.id &&
+                              (r.reconciliation_id == null || laterReconIds.includes(r.reconciliation_id)));
+                            const clearedDeposits = (clearedRows ?? []).filter((r: any) => r.type === "credit").map(mapRow);
+                            const clearedWithdrawals = (clearedRows ?? []).filter((r: any) => r.type === "debit").map(mapRow);
+                            const unclearedDeposits = outstanding.filter((r: any) => r.type === "credit").map(mapRow);
+                            const unclearedWithdrawals = outstanding.filter((r: any) => r.type === "debit").map(mapRow);
                             const sumAmt = (rs: { amount: number }[]) => rs.reduce((s, r) => s + r.amount, 0);
                             const begin = Number(h.opening_balance);
                             const ending = begin + sumAmt(clearedDeposits) - sumAmt(clearedWithdrawals);
+                            const book = ending + sumAmt(unclearedDeposits) - sumAmt(unclearedWithdrawals);
                             const acctLabel = (account as any)?.code ? `${(account as any).code} ${(account as any).name}` : ((account as any)?.name ?? "Account");
                             renderReconciliationPdf({
                               companyName: associationName ?? "Company",
@@ -626,8 +645,8 @@ export default function AccountingReconcileDetailPage() {
                               statementEndDate: h.statement_end_date,
                               beginningBalance: begin,
                               endingBalance: ending,
-                              bookBalance: ending,
-                              clearedDeposits, clearedWithdrawals, unclearedDeposits: [], unclearedWithdrawals: [],
+                              bookBalance: book,
+                              clearedDeposits, clearedWithdrawals, unclearedDeposits, unclearedWithdrawals,
                               preparedBy: user?.email ?? "—",
                               currency: cur,
                               completedAt: h.completed_at ?? new Date().toISOString(),
diff --git a/src/pages/accounting/AccountingReportsPage.tsx b/src/pages/accounting/AccountingReportsPage.tsx
index bbf3b61..a9aa559 100644
--- a/src/pages/accounting/AccountingReportsPage.tsx
+++ b/src/pages/accounting/AccountingReportsPage.tsx
@@ -1656,8 +1656,12 @@ function buildBalanceSheet(d: any, p?: any, useCompare?: boolean): StructuredRep
   // postable via journal entries / opening balances. Fold their balances into the
   // calculated prior-years and Net Income lines (instead of separate lines) so the
   // figures the user enters in Opening Balances show up where expected.
-  const reAccts = equityAccs.filter((a) => /retained\s+earnings/i.test(String(a.name || "")));
-  const cyeAccts = equityAccs.filter((a) => /current\s*year\s*(earnings|income)/i.test(String(a.name || "")) || /^\s*net\s*income\s*$/i.test(String(a.name || "")));
+  // Fold ONLY the standard "Retained Earnings" / "Current Year Earnings" accounts
+  // into the calculated lines. Distinctly-named equity accounts (e.g. "Retained
+  // Earnings Savings", a reserve-equity account) must NOT be swallowed — they
+  // render as their own equity line. Match the full name, not a substring.
+  const reAccts = equityAccs.filter((a) => /^\s*retained\s+earnings(\s*\(.*\))?\s*$/i.test(String(a.name || "")));
+  const cyeAccts = equityAccs.filter((a) => /^\s*current\s*year\s*(earnings|income)(\s*\(.*\))?\s*$/i.test(String(a.name || "")) || /^\s*net\s*income\s*$/i.test(String(a.name || "")));
   const foldedIds = new Set([...reAccts, ...cyeAccts].map((a) => a.id));
   const otherEquity = equityAccs.filter((a) => !foldedIds.has(a.id));
   for (const a of otherEquity) rows.push({ kind: "sub", label: a.name, code: a.code ?? undefined, amount: balOf(a), compare: cmp(balOfP(a)), accountId: a.id });