diff --git a/src/pages/accounting/components/CashDisbursementReport.tsx b/src/pages/accounting/components/CashDisbursementReport.tsx
index 4e7823b..27fdeab 100644
--- a/src/pages/accounting/components/CashDisbursementReport.tsx
+++ b/src/pages/accounting/components/CashDisbursementReport.tsx
@@ -39,6 +39,18 @@ type VendorGroup = { vendor: string; entries: Disbursement[]; subtotal: number }
 
 const NO_VENDOR = "No vendor on record";
 
+// Manual journal entries (adjustments, reclasses, opening balances, ad-hoc JEs)
+// are not cash disbursements — only actual payments (bills/checks/register
+// payments and Buildium-pulled payments) belong here. Skip these sources.
+const EXCLUDED_SOURCES = new Set([
+  "acmacc_xfer",      // bank-to-bank transfer
+  "acmacc_manual",    // manual journal entry posted in-app
+  "acmacc_recl",      // reclassification journal entry
+  "acmacc_opening",   // opening-balance entry
+  "manual",           // manual journal entry
+  "import_adjustment",// import balancing adjustment
+]);
+
 function monthStart() { const d = new Date(); return `${d.getFullYear()}-${String(d.getMonth() + 1).padStart(2, "0")}-01`; }
 function today() { return new Date().toISOString().slice(0, 10); }
 
@@ -126,7 +138,9 @@ export function CashDisbursementReport({ companyId, companyName, logoUrl, from:
     let grandTotal = 0;
 
     for (const { je, lines } of byJe.values()) {
-      if (je.external_source === "acmacc_xfer") continue; // bank-to-bank transfers aren't disbursements
+      // Manual journal entries / transfers / opening balances aren't disbursements.
+      // (external_source null = an ad-hoc manual JE.)
+      if (je.external_source == null || EXCLUDED_SOURCES.has(je.external_source)) continue;
 
       const bankCredits = lines.filter((l) => Number(l.credit || 0) > 0 && acctById.get(l.account_id)?.is_bank);
       if (bankCredits.length === 0) continue;