diff --git a/src/pages/homeowner/HomeownerLedgerPage.tsx b/src/pages/homeowner/HomeownerLedgerPage.tsx
index 33ca74b..60f992f 100644
--- a/src/pages/homeowner/HomeownerLedgerPage.tsx
+++ b/src/pages/homeowner/HomeownerLedgerPage.tsx
@@ -45,6 +45,7 @@ export default function HomeownerLedgerPage() {
         .from("owner_ledger_entries")
         .select("*")
         .eq("is_archived", false)
+        .neq("transaction_type", "note") // internal staff notes are not shown to owners
         .order("date", { ascending: false });
 
       const [ledgerRes, ownersRes] = await Promise.all([
diff --git a/src/pages/homeowner/HomeownerStatementsPage.tsx b/src/pages/homeowner/HomeownerStatementsPage.tsx
index 0f9b368..f8877c1 100644
--- a/src/pages/homeowner/HomeownerStatementsPage.tsx
+++ b/src/pages/homeowner/HomeownerStatementsPage.tsx
@@ -41,6 +41,7 @@ export default function HomeownerStatementsPage() {
       const ledgerQuery = supabase
         .from("owner_ledger_entries")
         .select("id, date, created_at, description, transaction_type, debit, credit")
+        .neq("transaction_type", "note") // internal staff notes are not shown to owners
         .order("date", { ascending: true })
         .order("created_at", { ascending: true });